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180º Seguros gets a license from SUSEP and starts to operate as an insurance company in Brazil

May 23, 2023
Por
Insurtech Br
Insurtech Br
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Insurtech Brazil
Company prepares for a new phase, in which it will have even more autonomy to offer customized and flexible solutions
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180º Seguros, an insurtech that develops insurance programs operating in the B2B2C model, has just obtained a license from the Superintendence of Private Insurance (SUSEP) to operate as an S3 insurer. From now on, the company is authorized to issue any type of insurance throughout the national territory.

The company will support companies in the development of complete insurance programs, through a work that contemplates the understanding of the business, the study of the customer base, and the contracting flows. "Thus, 180º can create embedded insurance solutions that are connected to the journeys of end clients, positively impacting the success of the product, and the satisfaction and retention of these consumers," explains Mauro Levi D'Ancona, founder and CEO of 180º Seguros.

The need to become an insurer came from the challenges observed in the market and the opportunity to improve the experience of the partner companies that offer the products and the insureds. "We are a technology company selling insurance. Building our own product is about seeing the market through the customer's eyes and offering a flexible, agile, simple, efficient and technological solution, enabling a unique user journey," explains D'Ancona. "This is a very important step in the evolution of 180º Insurance. The license reinforces our mission to build the best insurance product for our users," he adds.

The first product 100% built by 180º will be a home insurance product, with more than 20 coverages, including equipment used for home office and protection for solar panels, which can be chosen by the commercial partner. The product's great differential is in the technology applied, which will allow partners easy integration, operational consistency, and greater agility, very latent pains in the sector, besides a more humanized service to the insured. "We want to transform the industry, not only because of our business model and embedded insurance strategy, but also because of the value proposition we deliver to our partners and policyholders," explains Mauro.

With a current quarterly average NPS (Net Promoter Score) of 80 points, in the indicator's zone of excellence, the insurtech's focus is to ensure that the insured has access to the best insurance. "We will continue to act as the main partner that brings the perfect solution regardless of demand," reinforces D'Ancona.

Growth

Winning the license comes just one year after the Series A funding of $177 million ($31.4 million), led by US fund 8VC with participation from Dragoneer, Monashees, Atlantico, Quartz, and Norte. The round was one of the largest Series A investments ever received by an insurtech in Latin America.

With more than 5 thousand insured members and about 20 new products in more than ten different channels, 180º Seguros is already responsible for several innovations in the market. Among them, the first home insurance in the country with an assistance program for points and the first with intermittent coverage in Latin America for vehicle belongings, for only R$ 0.49. The company, which recently announced products in partnership with Recargapay and Solfácil, already has five contracted partners that should be announced in the first months of operation of the insurer.

"By operating as an S3 insurer, we will have even more autonomy to develop, manage and offer customized and flexible solutions that will truly transform the insurance market in Brazil," concludes the CEO.

About 180° Seguros

Founded in 2020 by Mauro Levi D'Ancona and Franco Lamping, 180° Seguros develops insurance programs operating in the B2B2C model with the mission of revolutionizing the way of distributing and consuming insurance in Brazil. In 2023, the insurtech will also start operating as an insurer, developing products to meet the needs of consumers and its distribution partners, working from the discovery phase of a product to its final design, as well as being responsible for the complete offering, billing and customer service. Thinking and creating new ways to distribute products makes this new model an extension of the partners' brands in their customer journey. For more information, visit the website.

Las opiniones compartidas y expresadas por los analistas son libres e independientes, y de ellas son responsables sus autores. No reflejan ni comprometen el pensamiento u opinión de Latam Fintech Hub, por lo cual no pueden ser interpretadas como recomendaciones emitidas por la platafomra. Esta plataforma es un espacio abierto para promover la diversidad de puntos de vista sobre el ecosistema Fintech.

180º Seguros, an insurtech that develops insurance programs operating in the B2B2C model, has just obtained a license from the Superintendence of Private Insurance (SUSEP) to operate as an S3 insurer. From now on, the company is authorized to issue any type of insurance throughout the national territory.

The company will support companies in the development of complete insurance programs, through a work that contemplates the understanding of the business, the study of the customer base, and the contracting flows. "Thus, 180º can create embedded insurance solutions that are connected to the journeys of end clients, positively impacting the success of the product, and the satisfaction and retention of these consumers," explains Mauro Levi D'Ancona, founder and CEO of 180º Seguros.

The need to become an insurer came from the challenges observed in the market and the opportunity to improve the experience of the partner companies that offer the products and the insureds. "We are a technology company selling insurance. Building our own product is about seeing the market through the customer's eyes and offering a flexible, agile, simple, efficient and technological solution, enabling a unique user journey," explains D'Ancona. "This is a very important step in the evolution of 180º Insurance. The license reinforces our mission to build the best insurance product for our users," he adds.

The first product 100% built by 180º will be a home insurance product, with more than 20 coverages, including equipment used for home office and protection for solar panels, which can be chosen by the commercial partner. The product's great differential is in the technology applied, which will allow partners easy integration, operational consistency, and greater agility, very latent pains in the sector, besides a more humanized service to the insured. "We want to transform the industry, not only because of our business model and embedded insurance strategy, but also because of the value proposition we deliver to our partners and policyholders," explains Mauro.

With a current quarterly average NPS (Net Promoter Score) of 80 points, in the indicator's zone of excellence, the insurtech's focus is to ensure that the insured has access to the best insurance. "We will continue to act as the main partner that brings the perfect solution regardless of demand," reinforces D'Ancona.

Growth

Winning the license comes just one year after the Series A funding of $177 million ($31.4 million), led by US fund 8VC with participation from Dragoneer, Monashees, Atlantico, Quartz, and Norte. The round was one of the largest Series A investments ever received by an insurtech in Latin America.

With more than 5 thousand insured members and about 20 new products in more than ten different channels, 180º Seguros is already responsible for several innovations in the market. Among them, the first home insurance in the country with an assistance program for points and the first with intermittent coverage in Latin America for vehicle belongings, for only R$ 0.49. The company, which recently announced products in partnership with Recargapay and Solfácil, already has five contracted partners that should be announced in the first months of operation of the insurer.

"By operating as an S3 insurer, we will have even more autonomy to develop, manage and offer customized and flexible solutions that will truly transform the insurance market in Brazil," concludes the CEO.

About 180° Seguros

Founded in 2020 by Mauro Levi D'Ancona and Franco Lamping, 180° Seguros develops insurance programs operating in the B2B2C model with the mission of revolutionizing the way of distributing and consuming insurance in Brazil. In 2023, the insurtech will also start operating as an insurer, developing products to meet the needs of consumers and its distribution partners, working from the discovery phase of a product to its final design, as well as being responsible for the complete offering, billing and customer service. Thinking and creating new ways to distribute products makes this new model an extension of the partners' brands in their customer journey. For more information, visit the website.

Las opiniones compartidas y expresadas por los analistas son libres e independientes, y solamente sus autores son responsables de ellas. No reflejan ni comprometen el pensamiento o la opinión del equipo de Latam Fintech Hub y, por lo tanto, no pueden interpretarse como recomendaciones emitidas por la plataforma. Esta plataforma es un espacio abierto para promover la diversidad de puntos de vista en el ecosistema Fintech.

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