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Credit Fintech Conta Azul buys Swipe and wants to make ERP the new internet banking

January 3, 2022
Por
NeoFeed
NeoFeed
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The cloud ERP startup announces the purchase of Swipe, which owns an as-a-service banking platform, and plans further acquisitions to integrate financial products and services into its system
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In 2012, when it hit the market, Conta Azul was one of the first startups in the country to pioneer the offer of management software (ERP) in the cloud. A few years later, the company incorporated accounting functions and professionals to this proposal, which was more focused on small and medium-sized companies.

More recently, the startup started to reinforce a second component around its systems: banking operations, such as accounts payable and receivable. This Wednesday, December 21, the startup announces a new step in this field, with the purchase of Swipe, owner of an as a service banking platform.

“In our view, the ERP should work like the internet banking of companies, with few clicks and without rework”, says Vinicius Roveda, co-founder and CEO of Conta Azul, to NeoFeed. "And the acquisition of Swipe gives us the possibility to explore this proposal more deeply and with more ownership."

Founded in 2017, in São Paulo, Swipe has a white label platform that enables the offer of financial products and services, such as digital accounts, by companies in the sector and in other segments of the economy. The financial terms of the agreement with the Blue Account were not disclosed.

Vitor Almeida, CEO of Swipe, and the seven employees will be kept. The company will remain independent. At the same time, Conta Azul will be faster to develop and offer these solutions to its more than 100,000 customers, with which it will generate revenue of over R$100 million in 2021.

“The acquisition accelerates the launch of our ERP-integrated digital account, for the first half of 2022”, says Roveda. "This will be our initial focus and will take a good part of 2022. But we have the plan to go further, offering products as credit options for our customer base."

This is the third acquisition in Conta Azul's nearly ten-year history. And the company will not stop there. Roveda says the company is already evaluating new agreements in terms of banking products and services and in other segments.

Vinicius Roveda, co-founder and CEO of Conta Azul

“We're going to have other ads in 2022,” he says. He adds that this strategy will be financed with the company's own cash. “We have had positive Ebtida for almost two years, a very healthy cash flow and sufficient resources to carry out this plan.”

The company is not the only one looking at this space. Among other examples, Omie, which also offers ERP in the cloud, has been fulfilling a strong acquisition agenda. The biggest and most recent came in November, with the purchase of the Linker digital bank, for R$ 120 million.

Las opiniones compartidas y expresadas por los analistas son libres e independientes, y de ellas son responsables sus autores. No reflejan ni comprometen el pensamiento u opinión de Latam Fintech Hub, por lo cual no pueden ser interpretadas como recomendaciones emitidas por la platafomra. Esta plataforma es un espacio abierto para promover la diversidad de puntos de vista sobre el ecosistema Fintech.

In 2012, when it hit the market, Conta Azul was one of the first startups in the country to pioneer the offer of management software (ERP) in the cloud. A few years later, the company incorporated accounting functions and professionals to this proposal, which was more focused on small and medium-sized companies.

More recently, the startup started to reinforce a second component around its systems: banking operations, such as accounts payable and receivable. This Wednesday, December 21, the startup announces a new step in this field, with the purchase of Swipe, owner of an as a service banking platform.

“In our view, the ERP should work like the internet banking of companies, with few clicks and without rework”, says Vinicius Roveda, co-founder and CEO of Conta Azul, to NeoFeed. "And the acquisition of Swipe gives us the possibility to explore this proposal more deeply and with more ownership."

Founded in 2017, in São Paulo, Swipe has a white label platform that enables the offer of financial products and services, such as digital accounts, by companies in the sector and in other segments of the economy. The financial terms of the agreement with the Blue Account were not disclosed.

Vitor Almeida, CEO of Swipe, and the seven employees will be kept. The company will remain independent. At the same time, Conta Azul will be faster to develop and offer these solutions to its more than 100,000 customers, with which it will generate revenue of over R$100 million in 2021.

“The acquisition accelerates the launch of our ERP-integrated digital account, for the first half of 2022”, says Roveda. "This will be our initial focus and will take a good part of 2022. But we have the plan to go further, offering products as credit options for our customer base."

This is the third acquisition in Conta Azul's nearly ten-year history. And the company will not stop there. Roveda says the company is already evaluating new agreements in terms of banking products and services and in other segments.

Vinicius Roveda, co-founder and CEO of Conta Azul

“We're going to have other ads in 2022,” he says. He adds that this strategy will be financed with the company's own cash. “We have had positive Ebtida for almost two years, a very healthy cash flow and sufficient resources to carry out this plan.”

The company is not the only one looking at this space. Among other examples, Omie, which also offers ERP in the cloud, has been fulfilling a strong acquisition agenda. The biggest and most recent came in November, with the purchase of the Linker digital bank, for R$ 120 million.

Las opiniones compartidas y expresadas por los analistas son libres e independientes, y solamente sus autores son responsables de ellas. No reflejan ni comprometen el pensamiento o la opinión del equipo de Latam Fintech Hub y, por lo tanto, no pueden interpretarse como recomendaciones emitidas por la plataforma. Esta plataforma es un espacio abierto para promover la diversidad de puntos de vista en el ecosistema Fintech.

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