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Brasil-based Liber, Fintech company of invoice prepayment, acquires competitor Adianta

July 27, 2020
Por
Talita Moreira
Talita Moreira
Repórter de bancos e crédito do Valor
📷
Forbes
Together, the two companies have a portfolio of R $ 3 billion in credit to micro, small and medium-sized companies.
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The fintech of anticipation of receivables Liber acquired control of Adianta, sealing a partnership that had already been suggested before the coronavirus crisis, but accelerated by it. The purchase price has not been revealed.

Together, the two companies have a portfolio of R $ 3 billion in credit to micro, small and medium-sized companies, and they expect to reach R $ 10 billion by the end of the year.

Fintechs have complementary models, so the acquisition makes sense, says Victor Stabile, president of Liber. This was born focused on anticipating receivables in production chains, that is, advancing the payments that companies have to receive from large companies.

Adianta, in turn, operates on a multi-faceted, multi-faceted model, with varied receivables. “They are very complementary models”, says Marco Camhaji, president of this fintech.

Both noted a sharp increase in small business demand for credit during the pandemic. However, they started to have less receivables to anticipate because of the reduction in activities. This scenario catalyzed the decision to join forces, says Camhaji.

According to Stabile, the volume of assets in March and April dropped to 40% of the volume in February, but in June it has already returned to normal levels. “The idea is to form a much stronger group”, says the president of Liber.

Liber acquired most of Adianta's capital, but the founding partners, such as Camhaji, will remain in the new company. The idea, for now, is to keep the companies formally separate, but to unite the structures further ahead.

Las opiniones compartidas y expresadas por los analistas son libres e independientes, y de ellas son responsables sus autores. No reflejan ni comprometen el pensamiento u opinión de Latam Fintech Hub, por lo cual no pueden ser interpretadas como recomendaciones emitidas por la platafomra. Esta plataforma es un espacio abierto para promover la diversidad de puntos de vista sobre el ecosistema Fintech.

The fintech of anticipation of receivables Liber acquired control of Adianta, sealing a partnership that had already been suggested before the coronavirus crisis, but accelerated by it. The purchase price has not been revealed.

Together, the two companies have a portfolio of R $ 3 billion in credit to micro, small and medium-sized companies, and they expect to reach R $ 10 billion by the end of the year.

Fintechs have complementary models, so the acquisition makes sense, says Victor Stabile, president of Liber. This was born focused on anticipating receivables in production chains, that is, advancing the payments that companies have to receive from large companies.

Adianta, in turn, operates on a multi-faceted, multi-faceted model, with varied receivables. “They are very complementary models”, says Marco Camhaji, president of this fintech.

Both noted a sharp increase in small business demand for credit during the pandemic. However, they started to have less receivables to anticipate because of the reduction in activities. This scenario catalyzed the decision to join forces, says Camhaji.

According to Stabile, the volume of assets in March and April dropped to 40% of the volume in February, but in June it has already returned to normal levels. “The idea is to form a much stronger group”, says the president of Liber.

Liber acquired most of Adianta's capital, but the founding partners, such as Camhaji, will remain in the new company. The idea, for now, is to keep the companies formally separate, but to unite the structures further ahead.

Las opiniones compartidas y expresadas por los analistas son libres e independientes, y solamente sus autores son responsables de ellas. No reflejan ni comprometen el pensamiento o la opinión del equipo de Latam Fintech Hub y, por lo tanto, no pueden interpretarse como recomendaciones emitidas por la plataforma. Esta plataforma es un espacio abierto para promover la diversidad de puntos de vista en el ecosistema Fintech.

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